Life Insurance Medical Group Management, LLC

Medicare Agency in Katy!

Hello
Are you looking for free Medicare Consulting our local, Licensed Medicare insurance broker and agents can help you find the right plan just for you call. 281-676-4347
LICENSED MEDICARE AGENT IN KATY
LICENSED MEDICARE AGENT IN KATY
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Our local Medicare Agents

Medicare Broker/Agent
We have Answers

Ruben Guerrero is a Medicare insurance Broker servicing Houston, Katy, Nottingham, Cinco Ranch, Mission Bend, Pecan Grove. Call (281) 676 4347
My medicare Agent in Katy
My medicare Agent in Katy
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A Texas Licensed Medicare Specialist

Medicare services
are always free

Life Insurance Medical Group Management, LLC services the Katy, Cinco Ranch, Houston, Mission Bend, Pecan Grove and many more areas.
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Office Hours
Monday- 9am to 6pm
Tuesday- 9am to 6pm
Wednesday- 9am to 6pm
Thursday- 9am to 6pm
Friday- 9am to 6pm
Sunday - 10am to 3pm
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Headquarters
Location:
20501 Katy Freeway in Nottingham Country, Katy , TX 7750
(exit westgreen next to Tom's seafood)
Turning 65,
ACA Marketplace at times does not automatically end your coverage when Medicare starts
you will be charged for your Marketplace plan.

Our Medicare Providers

We are direct Brokers with all are providers,  Humana , Aetna, United Healthcare, Wellcare, Ambetter, Healthspring, Community Health Choice, Blue Cross Blue Shield, NYL
Katy Medicare Advantage Plans
Katy Office - 20501 Katy, Fwy Katy,TX 77450

Free Advise 281 676-4347

What are the most Important steps when you turn 65, and how do you choose the best Medicare plan in Houston, Texas? Many people also wonder about monthly Medicare costs in Texas, whether they can change their plan at any time, and if Medicare Advantage plans are really worth it in the Houston area. Our licensed Medicare agents in Houston and Katy are here to guide you through each step—helping you understand costs, coverage options, and enrollment deadlines so you can confidently choose the plan that fits your healthcare needs. Get personalized Medicare assistance in Houston today and find affordable coverage that fits your budget. Phone: 281-676-4347.
Life Insurance Medical Group Management, LLC A Texas Licensed Insurance Agency
 ACA - Affordable Care Act - Link

Under 65 on the Affordable Care Act (ACA) We Help Transition out of the Affordable Care Act (ACA)

If you are being kicked of the Market place due to eligibility for medicare no worries call us a state Licensed Insurance agency in the Marketplace® Life Insurance Medical Group Management , LLC agents can help you easily transition out of the Affordable Care Act and locate affordable medicare health insurance in Houston or Katy, Texas? You can enroll in a comprehensive coverage Medicare plan that offers low to no monthly premiums, including doctor visits, prescriptions, and preventive care. (Next to Tom's Seafood)

 Many Texas residents qualify for financial assistance or premium tax credits, making coverage more affordable than expected. Compare Bronze, Silver, and Gold plans, check your eligibility, and find the right health insurance plan based on your income, household size, and healthcare needs.

Medicare Agent in Katy Texas

Broker tips very Important steps when turning 65Medicare steps to apply for when turning 65

Step 1: Where- apply online SSA.gov
Step 2: Create Social Security account?
Step 3: Confirm eligibility- "40 Points"
Step 4: Wait for your Medicare Id Card
Step 5: Call us back at 281-676-4347
Step 6: You pick the best Plan for you
Step 7: Original Medicare or *MPDP

Avoid Medicare penalties, Texas If you’re turning 65, very important you have guaranteed rights when you apply for Medicare being on time is essential to avoid late penalties and gaps in coverage. Most people become eligible for Medicare at age 65 and can enroll during a 7-month window called the Initial Enrollment Period. Understanding when and how to sign up for Medicare ensures your benefits start when you need them.

Agent in katy near me

Avoid costly mistakes speak with a licensed Medicare agent in Houston today.“Free consultation – Zero Obligation” 281-676-4347

Many people in Houston/Katy make avoidable mistakes:
•Missing the enrollment window
•Not enrolling in Part D (even without prescriptions)
•Choosing a plan without checking doctor networks
•Assuming Medicare covers everything
Avoiding these can save thousands over time call us no obligation.

Choosing the right Medicare plan can feel overwhelming, Guaranteed enrollments is a must in some cases especially with so many options available locally. Working with a licensed Medicare advisor in the Houston/Katy Texas  area can help you to avoid the pitfalls associated with Medicare 281-676-4347.

medicare agents near me
Licensed with The Texas Department of Insurance

Medicare Help You can Trust

If you are new to Medicare or looking to review your current coverage, we make the process simple and stress-free.
We specialize in helping you compare:
• Medicare Advantage Plans
• Original Medicare coverage
• Medicare Supplement options
Important no cost services include
• Personalized Medicare plan search and comparison
• Prescription drug formulary (medication coverage) review
• Help finding in-network doctors, primary care physicians, and specialists
• Guidance on Medicare enrollment in Texas
Face to Face or Phone

Bring your spouse

Together in detail we go over the difference between Original Medicare and Medicare Advantage Plans in a simple and clear way. We take pride in serving our customers in Katy in person, as well as meeting them in their homes across Texas. Providing answers, guidance, and real solutions is at the heart of what we do. We take the time to ensure you receive accurate, personalized information—because that’s the key to choosing the right coverage plan that truly fits your needs.
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TPMO Compliance Disclaimer:
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.” locally Call 281-676-4347,
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Help On Demand
As a Broker and Agents we are licensed in the state of Texas and have met state requirements and training from TDI platform and Providers platforms.
we also provide CMS free services on call to those seeking information.
Life Insurance Medical Group Management, LLC: 20501 Katy Frwy, Katy TX 281-676-4347.
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Your Not Alone
It seems like the more you read about medicare the less sense it makes ,its allot of information and is it all relevant information , what is my enrollment period, I cant get what i need we can help.
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My Doctor
I love my doctor I do not want to lose them, you can keep your current doctor as long as they have enrolled in the medicare programs.
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New Agents
We help you succeed and teach you how to be successful work for yourself keep what you sow.
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Medicare Services
Aetna Medicare Agent in Katy
physicians mutual agent in katy
Cigna Medicare Agent in katy
educational medicare
Humana Medicare Agent in Katy

HUMANA

Caution of television and phone solicitors

Visit our office
in Katy

Take Control of your Social Security Account

Medicare most common questions that we can answer over the phone.

  • “When should I enroll?”
  • “How do I sign up?”
  • “What plans are available?”

we check for the qualifying factors and discuss your very important Guaranteed enrollment options. 

Ruben Guerrero
Licensed Insurance Broker in Texas

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Medicare Enrollment Periods

Medicare Plan
Enrollment Periods

You can only join, Plan A and B , switch, or drop a Medicare Advantage Plan (Part C) or Medicare drug plan (Part D) at certain times, called enrollment periods.
  • Initial Enrollment Period – IEP
  • Medicare Advantage Open Enrollment Period – MA OEP
  • Annual Enrollment Period – AEP
  • Special Enrollment Periods –SEP
  • General Enrollment Period –GEP
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.Part-D
Medicare Drug Coverage Part-D
Supplemental Coverage
  • Supplemental Coverage Medicare
  • supplemental insurance Medigap,
  • helps pay your share not covered,
  • An insurance policy you can buy to help lower your share of certain costs for Part A and Part B. Original Medicare
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.Part-C
Confirm your Doctor for
Medicare Advantage Part C
  • Medicare Part C, or Medicare Advantage, is a private, "all-in-one"
  • alternative to Original Medicare (Parts A and B) that covers
  • hospital stays, doctor visits, and usually prescription drugs.

Help support texas based companiesProverbs 1:5

A wise man will hear, and will increase learning; and a man of understanding shall attain unto wise counsels:

Help support Texas based CompaniesPlan Smart

Pick the right plan that benefits your current needs.

Health & WoundsJeremiah 30:17

For I will restore Health unto thee, and I will Heal thee of thy wounds, Saith Yehoshua:

A Medicare Broker you can TrustI Just moved

A permanent move to a new area will generally trigger a special enrollment period or a (SEP) new plans will be available in your area.
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Texas
20501 Katy Fwy Katy,TX
77450, TX Medicare Broker
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Katy
20501 Katy, TX 77450 281-676-4347,
Medicare Agent
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Email us
info@limgm.com
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Call us
281 676 4347
281 676 4347
What our Clients say about us

Client
Testimonials

Colossians 3:23-24 and whatsoever ye do, do it heartily, as to the Lord, and not unto men. Knowing that of the Lord ye shall receive the reward of the inheritance: for ye serve the Lord Christ But he that doeth wrong shall receive for the wrong which he hath done: and there is no respect of persons.

“I can’t believe you drove over 400 miles to my home and helped me with my medicare I have never understood how it really worked until I met with you.  The explanation and the way you put it made sense I wish everyone cared about us like you did with me, Thank you Ruben Blessings to you and your family. Diana.

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Diana F
CC,TX

Fue un placer reunirme contigo, Rubén; gracias por visitar nuestro hogar. Después de jubilarme, quería seguir trabajando, pero no tenía ni idea de que fuera tan complicado. Intenté hacerlo por mi cuenta hasta que te llamé; hiciste que todo pareciera tan sencillo que ahora funciona de forma automática. A veces la gente comenta que hice demasiadas preguntas, pero tú respondiste a cada una de ellas con hechos concretos.

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Nelson Q.
Houston, TX

“My friend no words can express my thanks when I had a stroke there you were at my bed side praying for me and my family I can never repay your kindness helping my wife with my medical bills and walking with us step by step till this day. Ruben I will always  be your customer but a brother and a man of God is how I see you God bless you God Bless your Family Sincerely, Richard L “

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Richard.L
Creek, TX

“Ruben thank you for always answering my calls you spent so much time with me I felt bad not giving you something you are so kind and very well dressed I thought men did not wear suits anymore you are so professional my daughter said when you left keep him as your agent he cares and she was right bye bye now Shirley”

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Shirley H
Old Katy

Ruben its always a pleasure meeting with you at your office me and my girlfriends enjoy or conversation about our lord and savior thank you for sending us update on what’s going on with our medicare that seems to go up every year lol Joyce.

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Katy Medicare American
Joyce D
Katy, TX

Ruben I was so mad at the system I didn’t trust anyone at all I came into your office very defensive and short I apologize for that as you explained the process step by step by step I was told by Social security there was nothing for me you showed me exactly how to create my account and did not hangup on me bye the way and after I did that I was speechless not only did I qualify for medicare I had benefits!!!! From  what I was told and what was really there I was able to get coverage thank you so so much God Bless you so much!!!!

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Linda H
Houston
my medicare agent limgm